Our fix-and-flip loans are versatile, supporting a variety of real estate transactions for non-owner occupied properties such as single-family residences, manufactured homes, 2-4 unit dwellings, condos, and Planned Unit Developments (PUDs)!
Fix & Flip For Experienced Investors:
Credit 660+
Up to 95% of Purchase Price LTC
Up to 80% of After-Repair value ARV
Must own a their own home
12 months balloon
Income and employment history not required
Experience 3 flips in the past 2 years
US Citizens, US residents, ITIN
Personal guarantee required
Must close in a LLC
No appraisal
100k to $3M
Rates as low as 9.25%
No PPP or exit points
After each phase of the renovation, an inspection checks the progress, ensuring everything's on track as planned, before releasing the next draw of funds.
FLIP 1 year:
660+ credit score
20% down payment + closing cost
For investors only
Must own a their own home
1 year balloon
Income and employment history not required
Collections do not matter
US Citizens, US residents, ITIN
Must close under an LLC
Personal guarantee required
No appraisal
100k to $1M
FLIP 2 years:
Credit score no required
30%-35% down payment + closing cost
For investors only
Must own a their own home
2 years balloon
Income and employment history not required
Collections do not matter
US Citizens, US residents, ITIN
Personal guarantee required
Must close in a LLC
No appraisal
100k to $1M
Work with an Expert Mortgage Consultant
22 Years Experienced as Loan Originator, 3 years as underwriting , 2 years as appraiser.
At Generation Mortgage Associates LLC , we partner with over 50 top lenders nationwide to find the best mortgage loan tailored to your specific needs. Regardless of your financial situation, credit history or income, we can secure a mortgage for you.
Our agents possess extensive expertise in the real estate market, staying ahead of trends and understanding property values. This enables them to offer you tailored, insightful guidance specific to your needs and goals.
Whether you prefer face-to-face meetings or virtual consultations, we are accessible and ready to assist. Trust us for a smooth and stress-free financing journey.
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Company NMLS#: 224585
1155 Pasadena Ave S - Suite H - South Pasadena, FL 33707
This website has not been reviewed, approved or issued by HUD, FHA or any governmental agency.