Fix & Flip Loans for Investors

Loans tailored to house flippers

Our fix-and-flip loans are versatile, supporting a variety of real estate transactions for non-owner occupied properties such as single-family residences, manufactured homes, 2-4 unit dwellings, condos, and Planned Unit Developments (PUDs)!

Fix & Flip For Experienced Investors:

  • Credit 660+

  • Up to 95% of Purchase Price LTC

  • Up to 80% of After-Repair value ARV

  • Must own a their own home

  • 12 months balloon

  • Income and employment history not required

  • Experience 3 flips in the past 2 years

  • US Citizens, US residents, ITIN

  • Personal guarantee required

  • Must close in a LLC

  • No appraisal

  • 100k to $3M

  • Rates as low as 9.25%

  • No PPP or exit points


After each phase of the renovation, an inspection checks the progress, ensuring everything's on track as planned, before releasing the next draw of funds.


FLIP 1 year:

  • 660+ credit score

  • 20% down payment + closing cost

  • For investors only

  • Must own a their own home

  • 1 year balloon

  • Income and employment history not required

  • Collections do not matter

  • US Citizens, US residents, ITIN

  • Must close under an LLC

  • Personal guarantee required

  • No appraisal

  • 100k to $1M

FLIP 2 years:

  • Credit score no required

  • 30%-35% down payment + closing cost

  • For investors only

  • Must own a their own home

  • 2 years balloon

  • Income and employment history not required

  • Collections do not matter

  • US Citizens, US residents, ITIN

  • Personal guarantee required

  • Must close in a LLC

  • No appraisal

  • 100k to $1M

Step 1 - See what You Qualify For

Score 700+ with 3 previous flips in the past 2 years - Select 90% LTC
Score 680-699 with 3 previous flips in the past 2 years - Select 85% LTC

Score 660-679 with 3 previous flips in the past 2 years - Select 80% LTC
Score 660-700+ with NO previous flips in the past 2 years - Select 80% LTC (rate 11.99%, 6+ Points)
All estimates are subject to final underwriting

Loan Inputs

Loan Terms:
• 12-Month Balloon Payment
• No Pre-Payment Penalty (No PPP)
• 100% Rehab Funding (subject to draws)
• Title Fees are additional

Project Summary

Loan Funding
Purchase Loan:$0
Rehab Funds (100%):$0
Total Loan Amount:$0
Upfront Cash to Close
Down Payment:$0
Origination Fees:$0
UW/Processing:$1,850
Loan Docs/Legal:$995
HOI (1% of Purchase):$0
Total Cash Needed:$0
Monthly Carry
Interest Payment:$0
Tax & Ins (Monthly):$0

Work with an Expert Mortgage Consultant

22 Years Experienced as Loan Originator, 3 years as underwriting , 2 years as appraiser.

At Generation Mortgage Associates LLC , we partner with over 50 top lenders nationwide to find the best mortgage loan tailored to your specific needs. Regardless of your financial situation, credit history or income, we can secure a mortgage for you.


Our agents possess extensive expertise in the real estate market, staying ahead of trends and understanding property values. This enables them to offer you tailored, insightful guidance specific to your needs and goals.

Whether you prefer face-to-face meetings or virtual consultations, we are accessible and ready to assist. Trust us for a smooth and stress-free financing journey.

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Company NMLS#: 224585

1155 Pasadena Ave S - Suite H - South Pasadena, FL 33707

This website has not been reviewed, approved or issued by HUD, FHA or any governmental agency.