Homeownership Dreams
Down Payment Assistance

100% Financing


You can buy your own home,

with less than $5,000!

Down Payment Assistance


Saving money for a down payment is one of the biggest obstacles in buying a home. To help overcome this challenge, we offer ZERO DOWN PAYMENT loans. Additionally, the closing costs and prepaids can be partially covered by the seller, allowing buyers to purchase a home with a minimal upfront investment. This makes homeownership more accessible and achievable for many.

Stop Paying Rent!
If you pay $2,000 a month in 2 years you are giving away $48,000

Features & Benefits

  • Max Loan Amount $498,000 (Pinellas, other counties check FHA limits).

  • 640+ Mid Credit Score (to avoid reserves)

  • 96.5% FHA + 3.5% Free/Grant Non Repayable

  • Collections under $2,000 no matter

  • Charge Off Collections no matter

  • Latest 2 Years W2s and latest 30 days paystubs

  • Latest 2 Years Tax Returns for self employed

  • Latest 2 months of bank statements

  • Housing Class takes 2 hours online

  • Up to 6% seller concessions

  • US Citizens, Residents, legal-residents with Green Card & DACA

  • County Income Limitation (per household):

  • Pinellas, Hillsborough, Pasco up to $128,800

  • Broward up to $122,640

  • Miami-Dade up to $128,800

  • Orange up to $126,560

  • Please, call us for any other county

See what You Qualify For

Where are you in your home buying journey?

What type of property are you looking to purchase?

How do you plan to use your future home?

Do you own any property?

What is your current employment status?

What is your estimated credit score range?

What's your yearly income before taxes?

This is the same thing as gross income. You don't need to be exact but try to get as close as possible.

What is the estimated price range of the home you are looking to buy?

How much have you saved for purchasing the home?

What is your current residency status?

Are you already working with a real estate agent to buy your new home?

Have you had any foreclosures or bankruptcies in the past three years?

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Work with an Expert Mortgage Consultant

At Generation Mortgage Associates LLC , we partner with over 50 top lenders nationwide to find the best mortgage loan tailored to your specific needs. Regardless of your financial situation, credit history or income, we can secure a mortgage for you.


Our agents possess extensive expertise in the real estate market, staying ahead of trends and understanding property values. This enables them to offer you tailored, insightful guidance specific to your needs and goals.

Whether you prefer face-to-face meetings or virtual consultations, we are accessible and ready to assist. Trust us for a smooth and stress-free financing journey.

© Copyright 2024. All rights reserved by Generation Mortgage Associates LLC

Company NMLS#: 224585

1155 Pasadena Ave S - Suite H - South Pasadena, FL 33707

This website has not been reviewed, approved or issued by HUD, FHA or any governmental agency.