Fix & Flip Loans for Investors

Loans tailored to house flippers

Our fix-and-flip loans are versatile, supporting a variety of real estate transactions for non-owner occupied properties such as single-family residences, 2-4 unit dwellings, condos, and Planned Unit Developments (PUDs)!

A construction worker views a modern kitchen under renovation.

For Beginers

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  • 20 Down + Closing Cost
  • No experience or under 3 flips in the past 2 years
  • No Credit Score
  • No Appraisal
  • No Income
  • Minimum loan 100K
  • 12, 18, 24 months balloon
  • Must close in a LLC
  • 6 Months PPP
  • Rates as low as 12% or 1% a month (APR 12.15.%)
  • US Citizens, US residents, ITIN, Alien Residents
Newly constructed two-story house with a garage and clear blue sky.

For Experienced Investors:

  • Credit 680+
  • Up to 95% of Purchase Price LTC
  • Up to 80% of After-Repair value ARV
  • 6, 12, 18 months balloon
  • Income and employment history not required
  • Experience 3 flips in the past 2 years
  • US Citizens, US residents, ITIN
  • Personal guarantee required
  • Must close in a LLC
  • No appraisal
  • 100k to $3M
  • Rates as low as 9% (APR 10.78%)
  • No PPP or exit points


After each phase of the renovation, an inspection checks the progress, ensuring everything's on track as planned, before releasing the next draw of funds.

Fix & Flip Application

Size your purchase + rehab loan, then send us your scenario for review.

Loan Inputs

Loan Terms:
• 12-Month Balloon Payment
• No Pre-Payment Penalty (No PPP)
• 100% Rehab Funding (subject to draws)
• Title Fees are additional

Project Summary

Loan Funding
Purchase Loan:$0
Rehab Funds (100%):$0
Total Loan Amount:$0
Upfront Cash to Close
Down Payment:$0
Origination Fees:$0
UW/Processing:$1,850
Loan Docs/Legal:$995
HOI (1% of Purchase):$0
Total Cash Needed:$0
Monthly Carry
Interest Payment:$0
Tax & Ins (Monthly):$0

Request a Review of Your Scenario

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Frequently Asked Questions

What types of properties can be financed with fix and flip loans?

Our fix-and-flip loans support a variety of real estate transactions for non-owner occupied properties, including single-family residences, 2-4 unit dwellings, condos, and Planned Unit Developments (PUDs).

What are the minimum loan amounts for fix and flip loans?

The minimum loan amount for fix and flip loans is $100,000.

What are the requirements for inexperienced investors?

Inexperienced investors can qualify with no experience or under 3 flips in the past 2 years, and there are no credit score or income requirements.

What are the rates for experienced investors?

Rates for experienced investors can be as low as 9% with an APR of 10.78%.

Is an appraisal required for these loans?

No appraisal is required for both inexperienced and experienced investors seeking fix and flip loans.

What is the duration of the loan terms available?

Fix and flip loans offer balloon payment terms of 6, 12, or 18 months.

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