Cannabis Business Loans in Florida

Although medical cannabis is legal in Florida, it remains classified as a Schedule I controlled substance at the federal level. As a result, most traditional banks and credit card companies are unable to work with cannabis-related businesses — making it extremely difficult to secure financing through conventional channels.

At Generation Mortgage Associates, we understand the unique challenges cannabis entrepreneurs face. Since 2004, we’ve been helping non-traditional borrowers — including dispensary owners and cannabis industry professionals — access the funding they need.

Sign for a dispensary featuring a large cannabis leaf.


We offer flexible, tailored loan programs, including:

  • Full Doc, 1099, Profit & Loss Only, and Bank Statement options
  • Loan amounts up to $4 million
  • Programs for borrowers with limited tradelines
  • Ability to use cash-out proceeds to meet reserve requirements
  • Borrowers must be located in a state where cannabis is legal and the business is properly license

Benefits of Our Cannabis Business Loans

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High Loan Amounts

Access loan amounts up to $4 million, allowing for significant investments in your business.

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Flexible Options

Choose from various loan types, including Full Doc, 1099, Profit & Loss Only, and Bank Statement options to suit your financial situation.

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Support for All Stages

Whether you are a startup or an established business, we offer programs designed for borrowers with limited tradelines.

How It Works

1
Application Process
Begin by filling out our straightforward application form, providing details about your business and financial needs.
2
Loan Assessment
Our team will review your application and assess your eligibility based on your business model and financial health.
3
Receive Funding
Once approved, you can access funds quickly to support your business operations, expansion plans, or other financial needs.

Frequently Asked Questions

What are the requirements for obtaining a cannabis business loan?

Borrowers must be located in a state where cannabis is legal, and the business must be properly licensed to operate.

How much funding can I receive through a cannabis business loan?

You can access loan amounts up to $4 million, allowing for significant investments in your business.

What types of loan options are available for cannabis businesses?

We offer various loan types, including Full Doc, 1099, Profit & Loss Only, and Bank Statement options to suit different financial situations.

How quickly can I receive funding after applying for a loan?

Funding timelines vary, but we strive to process applications quickly and provide access to funds as soon as possible.

Who can benefit from Generation Mortgage Associates' cannabis business loans?

Our programs are designed to support both startups and established businesses, including those with limited tradelines.

What challenges do cannabis entrepreneurs face in securing financing?

Most traditional banks and credit card companies are unable to work with cannabis-related businesses due to its classification as a Schedule I controlled substance at the federal level.

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