DSCR Loans: Investors can use the rental income a property will bring to qualify for the mortgage, instead of using traditional income calculations to purchase the property. A DSCR mortgage is a type of investment property loan.

Bank Statement Loans: For freelancers or contractors, a bank statement loan may be the best way to qualify for a self-employed mortgage. Instead of using tax documents and W2s, bank statements are used to calculate income.

Home Equity Loans: Homeowners who have built up equity in their home and need to access some of that money can do so with a Home Equity Loan. With a HELOAN, the interest rate in the initial loan remains unchanged.

USDA Loans: USDA loans are available for low-to-moderate-income individuals or families who are looking to purchase a home in a designated rural area.

FHA Loans: FHA loans are available for first-time buyers and typically allow for a 3.5% down payment because these loans are insured by the Federal Housing Administration (FHA).

VA Loans: VA loans are offered as a benefit to veterans (or current service members) and their families. These loans require zero down because they are backed by the Department of Veteran Affairs (VA).

Asset Based Loans: For retirees, or high-net-worth individuals, an asset-based-loan is a way to enable borrowers to qualify for a mortgage based on the value of their wealth portfolio instead of traditional employment income.

ITIN Loans: Foreign nationals needing a mortgage to purchase a property can do so with a ITIN Loan, which does not require a Social Security number.

Conventional Loans: Conventional mortgages in Florida offer highly competitive rates and terms for qualifying borrowers. Secure a conventional home loan in Florida with as little as 3% down.

Private Money Loans: Funded by private lenders or investment groups, these loans, also known as hard money loans, are ideal for when you need quick access to short-term financing.